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Closing Cost
Title Policy Numbers
Net Sheets
* All are just estimates all depends on when you close and title fees
Below are other costs involved ie: Housing Insurance, Closing Costs
 
How does TEXAS rate in closing cost fees vs the nation? Click here to find out. 
Here is a good article - Facts - click here
 
 
 
 
 
TITLE RATES - Scroll down this page 

Down on the bottom of this page are the FEES at the County Recorders Office.


 
CLICK HERE  - About Title Insurance and Companies -
 
New to a home/investment?  This is a much watch!
(Scroll down to the middle of the page)  - Click here 
 
What is title insurance? Click here 
 
Call me when your ready to BUY or SELL a home - Heidi Johnson 832-603-9111
 

 

Check here to see if rates have changed.

Here is the States Contact Number:

Consumer Help 1-800-252-3439


Greater Houston Area County Clerk's Offices:
Harris                    Brazoria                 Chambers
Fort Bend                  Galveston               Montgomery                   Waller
 

 

 

 

 

 

 

       PREMIUM RATES  

TEXAS TITLE INSURANCE

EFFECTIVE May 1, 2013

 

 

Want a fast way to calculate BASIC Premium Rates?  Click here for a TITLE Calculator  from Infinity Title

 

BASIC Rate Calculator from First American Title - Click here.

 

 


Texas Title Insurance Basic Premium Rates

Title Rate Chart in PDF

Rates Effective May 1, 2013
Policies Up To And IncludingBasic PremiumPolicies Up To And IncludingBasic PremiumPolicies Up To And IncludingBasic PremiumPolicies Up To And IncludingBasic Premium
$10,000$238$32,500$398$55,000$556$77,500$716
10,500$24233,000$40155,500$55978,000$720
11,000$24433,500$40556,000$56578,500$725
11,500$24834,000$40856,500$56879,000$729
12,000$25234,500$41257,000$57179,500$730
12,500$25535,000$41557,500$57580,000$734
13,000$26035,500$41958,000$57980,500$738
13,500$26436,000$42258,500$58181,000$742
14,000$26736,500$42659,000$58581,500$744
14,500$27037,000$42959,500$58982,000$748
15,000$27237,500$43360,000$59382,500$753
15,500$27638,000$43760,500$59783,000$757
16,000$28038,500$44161,000$60083,500$759
16,500$28439,000$44361,500$60384,000$762
17,000$28839,500$44762,000$60784,500$767
17,500$29240,000$45062,500$61185,000$770
18,000$29640,500$45563,000$61385,500$773
18,500$29841,000$45763,500$61786,000$776
19,000$30141,500$46264,000$62186,500$781
19,500$30442,000$46564,500$62587,000$785
20,000$30942,500$46965,000$62887,500$788
20,500$31243,000$47165,500$63188,000$791
21,000$31743,500$47566,000$63588,500$795
21,500$32044,000$47966,500$64089,000$799
22,000$32444,500$48367,000$64489,500$801
22,500$32745,000$48767,500$64590,000$804
23,000$33045,500$49068,000$64990,500$809
23,500$33346,000$49368,500$65391,000$813
24,000$33746,500$49769,000$65691,500$817
24,500$34047,000$49969,500$65992,000$819
25,000$34547,500$50370,000$66492,500$823
25,500$34848,000$50870,500$66893,000$827
26,000$35248,500$51271,000$67293,500$831
26,500$35549,000$51571,500$67494,000$832
27,000$35849,500$51872,000$67794,500$837
27,500$36150,000$52272,500$68195,000$842
28,000$36550,500$52573,000$68595,500$845
28,500$36851,000$52773,500$68896,000$847
29,000$37351,500$53174,000$69296,500$851
29,500$37652,000$53674,500$69697,000$855
30,000$38052,500$54075,000$70097,500$859
30,500$38353,000$54375,500$70298,000$862
31,000$38753,500$54776,000$70698,500$866
31,500$39054,000$55076,500$70999,000$870
32,000$39354,500$55377,000$71399,500$873
100,000$875

Title Basic Premium Calculation for Policies in Excess of $100,000

Using the table below, apply these steps to determine basic premium for policies above $100,000:

  • Step 1 In column (1), find the range that includes the policy's face value.
  • Step 2 Subtract the value in column (2) from the policy's face value.
  • Step 3 Multiply the result in Step 2 by the value in column (3), and round to the nearest dollar.
  • Step 4 Add the value in column (4) to the result of the value from Step 3.


(See examples provided following the table.)

(1)
Policy Range
(2)
Subtract
(3)
Multiply by
(4)
Add
[$100,001 - $1,000,000]100,0000.00554$875
[$1,000,001 - $5,000,000]1,000,0000.00456$5,861
[$5,000,001 - $15,000,000]5,000,0000.00376$24,101
[$15,000,001 - $25,000,000]15,000,0000.00267$61,701
[Greater than $25,000,000]25,000,0000.00160$88,401

Examples for Policies in Excess of $100,000


Example 1:

(1) Policy is $268,500

(2) Subtract $100,000 ==> $268,500 - $100,000 ==> Result = $168,500

(3) Multiply by 0.00554 ==> $168,500 x 0.00554 ==> $933.49 ==> Result = $933

(4) Add $875 ==> $933 + $875 ==> Final Result = $1,808

Example 2:

(1) Policy is $4,826,600

(2) Subtract $1,000,000 ==> $4,826,600 - $1,000,000 ==> Result = $3,826,600

(3) Multiply by 0.00456 ==> $3,826,600 x 0.00456 ==> $17,449.30 ==> Result = $17,449

(4) Add $5,861 ==> $17,449 + $5,861 ==> Final Result = $23,310

Example 3:

(1) Policy is $10,902,800

(2) Subtract $5,000,000 ==> $10,902,800 - $5,000,000 ==> Result = $5,902,800

(3) Multiply by 0.00376 ==> $5,902,800 x 0.00376 ==> $22,194.53 ==> Result = $22,195

(4) Add $24,101 ==> $22,195 + $24,101 ==> Final Result = $46,296

Example 4:

(1) Policy is $17,295,100

(2) Subtract $15,000,000 ==> $17,295,100 - $15,000,000 ==> Result = $2,295,100

(3) Multiply by 0.00267 ==> $2,295,100 x 0.00267 ==> $6,127.92 ==> Result = $6,128

(4) Add $61,701 ==> $6,128 + $61,701 ==> Final Result = $67,829

Example 5:

(1) Policy is $39,351,800

(2) Subtract $25,000,000 ==> $39,351,800 - $25,000,000 ==> Result = $14,351,800

(3) Multiply by 0.00160 ==> $14,351,800 x 0.00160 ==> $22,962.88 ==> Result = $22,963

(4) Add $88,401 ==> $22,963 + $88,401 ==> Final Result = $111,364

Rates Effective May 1, 2013
Adopted by Commissioner’s Order 2385
2013 Texas Title Insurance Rate Hearing
Docket No. 2749

Title Rate Chart in PDF

  What is escrow? - Click here  for more.


 

What does it cost to RECORD a document - Click here for recorder's fees.  Here is a PDF of How to Pay.  Click here

 

 

 

 

  What does a HUD1 Statement look like?  Click here

 

 

 

 

  All About Title Policy - Click here

 

 


 

 

 

 

How much HOUSING INSURANCE do I need? - click here for examples and agents.

 

All About Insurance - How Much You Need - WHY - Informative PDF's. click here

 

Click here for an interactive HOW MUCH do I need. *(From the Insurance Dept of Texas)