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If you have money saving tips please contact me so we can share with others!  This is important in today's economy!

  
Half Price Book Store is probably
my favorite place for books - click here.
Sign up email and get coupons in the mail.
It's important to sign up they send 20% off and 50% coupons often!
 

 
This by far is the BEST COUPON site for me.  I go here all the time (EVERY WEEK) to print out
Michael Coupons & Joann Fabric Coupons, but
this blog has everything!  Click here and enjoy!
 
 

Get more Frequent Flier Miles - click here
 
Home improvements that
don't give value to your home.
click here for the why.
 
Want the PDF of it - click here
 
 
 
Lowe's has a great creativity website - click here  
for many great ideas!
 

 
What happened when my refrigerator went out
read what happened.  click here 

 
Getting a divorce?  You need to know this!
Click here

 

This is AWESOME!! Great ideas I love this blog! 

 

Vegetarian Blog - Click here for more.

 


 

Living Well Network - click here for

everyday money saving tips for cooking, home savings, coupons and more.

 

 



Click here for FREE or almost free stuff to do in HOUSTON -  Click here.

 

 


 Source: EcoFriendlyLifetips

 

If you are not living green, you must have noticed that your electricity bills generally sky-rocket during winter months. If you are not careful with electricity consumption during winter, in the process of feeling cozy and warm, you might end up with very high electricity bills.

Have you ever thought of opting for eco-friendly ways to keep your house warm?

There are some eco-friendly ideas, which are so simple that they will make you wonder, why on earth you have not been using them already.  You get the same warm, toasty feeling and yet, it doesn’t cost you too much. Here are five very simple and effective eco-friendly tips that you could use this winter.

1. Seal those leaky windows- Make use of heavy curtains to keep the heat inside the house. You can also get weather stripping for the windows, so that the heat that is trapped inside the house does not escape. You might be surprised to find how cozy and warm your room can get without any kind of heating.

2. The Energy Star- If you have never paid attention to the energy star ratings, now is a good time to start. Energy star ratings are meant to help the customers understand, how energy efficient the appliances really are. Energy star ratings can be found on various appliances like boilers, heaters, furnaces and heat pumps (used for central heating). So the next time you plan to purchase an appliance, check the energy star rating.

3. Use a smaller heating system- Depending on the size of your home, go for a heating solution that is not too large. Even a single space heater can do wonders. So bear this in mind, while shopping for your heater.

4. Set the thermostat lower- When you are out in the cold and then come inside, you might want to turn up the thermostat of the heater. Resist the temptation, and remember that every degree on your thermostat, accounts for about 10 percent of your energy requirements for heating. Use a jumper or a sweater instead, and switch down your thermostat by a few degrees.

5. Soil, the natural insulator- You stand and walk on a natural insulator all the time, and might not even be aware of it. Soil is a great natural insulator and so, make use of this property to keep your homes warm during winter. Go in for geothermal heat pumps. In a geothermal heating system, liquid is circulated through pipes that run beneath the home through the soil. With time the liquid gets warmer, which is then pumped to a heat condenser. The heat condenser uses the liquid’s heat in running the central heating system of your home.

These are just five simple tips that can help you have an eco-friendly winter. Get creative and you will come up with many more eco-friendly options.

 

 

 

Source: Todae 

Enery Saving Tips !

  • Change your computer/laptop settings. Set your screen to switch off after 5 minutes of in-activity (instead of using a screen saver) and your computer to go to sleep after 15 minutes of in-activity. If you are going to be away for longer than 30 minutes switch your computer off.
  • Charge your iPod from the wall socket, it uses much less energy.
  • When you are finished charging your phone, iPod, camera or any other portable device switch the plug off or pull out the charger. Leaving it in uses around 0.3 watts.
  • In summer use a fan as much as possible instead of air conditioning. Fans only use between 20 – 50 watts opposed to 2000 watts for air conditioners. Or turn down your air condition by 1 degree in winter and up by 1 degree in summer to reduced energy consumption by 15%
  • The average kettle uses around 2300 watts. Only fill the kettle with the amount of water you need, boiling 2 cups takes on average 1 minute while filling the kettle takes about 4.5 minutes. So you save time and money.

Around The House

  • Avoid detergents with Phosphates. While most household detergents contain phosphates, they behave like fertilisers when they reach the environment. Phosphates encourage the build-up of alge in waterways. This is bad because it depletes oxygen from the water and destroys aquatic life.
  • Do not buy cleaning products sold in flammable spray cans. Spray cans emit damaging greenhouse gases in to the atmosphere, and a dangerous cocktail of chemicals into the air.
  • Try Organic Cotton Clothing. Cotton is one of the most pesticide-intensive crops in the world. Because the cotton plant is easily infected with fungus and insects, chemicals are often used. Pesticides create serious health problems for the workers on the cotton farms, and long term effects on the health of the soil, in the process contaminating ground and surface water. Pesticide residue stays in the fabric after it has been manufactured, putting your health at risk whilst you wear it.

  • Don’t let your taps run. If you allow the water to run for three minutes while you clean your teeth, was your face or scrub your hands, approximately 15 litres of water goes down the sink.
  • If you have to wait a long time for your taps to produce hot water, put a bucket in the sink to catch the cold water, and feed it to your plants! Or take a look at the Hughie Water Saving Sink. Click here for more info..

Water Saving Tips

 

  • Drink filtered tap water instead of bottled water, it tastes better, it’s better for you and much more environmentally friendly.
  • Fill your sink with water and wash the dishes instead of having the tap running. Using your dishwasher can be more efficient than washing the dishes yourself so make sure it is full before you press the on button.
  • The Every Drop Shower Saver lets you turn your shower on and off without losing temperature or pressure at the flick of your finger. It is so easy and can help you save water while you get all soapy! Click here for more info...

 


 

Source: MoneySavingTips


We’ve compiled a list of the best practical money saving ideas.
 
  • Clip coupons at Coupons.com, SmartSource and PrintableGroceryCoupons.net.
  • Buy generic everything. Many generics are exactly the same as brand names.
  • Buy in bulk and get rewards cards at the supermarket.
  • Insulate your home and use fans and ventilation instead of AC.
  • Walk or take the bus and sell your car.
  • Create a budget.
  • Use Skype.com if you talk on the phone a lot, especially internationally.
  • Travel cheap. Stay at hostels, Couch Surf or Air BnB.  Check out my travel area.
  • Use an online savings account that pays better interest, like ING Direct.
  • Pack lunch and bring coffee to work.
  • Have a drink at home before going to the bar.
  • Get a rewards credit or debit card.
  • Invest your money. Vanguard or Scottrade is a good place to start.
  • Get a credit report at AnnualCreditReport.com, the government sponsored credit reporting website.
  • Ask for a discount on large purchases like a refrigerator or washing machine.
  • Take advantage of federal tax credits for energy efficiency with Energy Star.
  • Use the library. They have plenty of books, CD’s and DVDs. You can also request that the library buy certain books.
  • Make saving a game. Set goals and give yourself a reward if you reach them.
  • Don’t follow your impulse. If you feel the urge to buy something, wait a few days and see if you still want it.
  • At the grocery store look down. Items below eye level are often cheaper.
  • Print a grocery list and stick to it.
  • Take up hobbies that don’t cost money.
  • Set the thermostat when you’re not home to save energy.
  • Use open source software. It’s free and usually as good. For example use Open Office instead of Microsoft Word or Excel.
  • Quit smoking. This calculator shows you how much you could save.
  • Buy a quality used car instead of new. A new car is worth thousands less as soon as it leaves the lot.
  • Food Bank. If you cannot afford food, find a food bank that gives out bags of groceries.
  • Get rid of credit card debt. A $20 shirt could actually cost $200 with fees and interest if you don’t pay your credit card bill right away.
  • Donate and have yard sales for the stuff that you don’t use.
  • Watch for fees. Fees are everywhere; bank fees, atm fees, cash checking fees, late fees. These can add up over time.
  • Group discounts. Try to get a bargain on everything and ask if you can get a discount, especially if you have a large group.
  • Instead of buying things new, get them used or for free on Craig’s List.
  • Lotto and Gambling. Generally, people lose money on the lotto and especially gambling. If you quit or limit this, you will save money.
  • Proceed to the 10 step money saving checklist