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Search 1000's of Homes - Land - Property Powered by HAR- Houston Association of Realtors - -

Heidi Johnson, Realtor, ePro Certified & Notary is Proudly Serving the Houston, Texas Area & the Surrounding Suburbs. Personalized Customer Service for YOU! Call/Text 832-603-9111 or email: Call me now.

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I am not an FHA lender or the FHA governmental lending agency. 

This is for general information only.



 I am now a Texas Affordable Home Specialst!





When you are ready to buy or sell a home

Call:  Heidi Johnson  832-603-9111

Ask about my rebate program.



To Print out more click here



When you go into a NEW home just print out my card

and add my name to the guest card you will fill out at each location.

  It's important as I can now represent you, and you may get discounts.

Call me for more details. 

My services are paid by the Builder or Seller as customary.

FHA Inspectors in Texas - click here


In Texas it's important to include a home inspection during the

home buying process by a certified home inpector.

This inspection helps the process made by the FHA loan program by a

mortgage institution.  The inspector gives a detailed physical condition of

the property. Make sure you get a copy of the report.



Check here  to make sure your HOME INSPECTOR

is "active" and still licensed in your city.



I also have an "Appraisal Page" click here for more information. 

 FHA Mortgage Insurance - What is it? click here


Mortgage insurance is a POLICY that protects lenders against losses that result if you default on your home mortgage. You must have it if you have a down payment less than 20 percent.


New home buyer

Current Up-Front Mortgage Insurance Premium
Current rate for the LIFE OF THE LOAN is: 1.75% of the base loan amount.


Note: There are different rates for refinancing etc.


HUD LIMITS - click here


Note: These FHA LOAN limits are subject to change, Please check with - click here




See my Mortgage & Credit Report area-  click here.


How to I get my FICO score? click here

FREE FICO Score try




FHA Mortgage Insurance click here



FHA Assistance & Rental Assistance - click here

Texas Housing Assistance RENTAL

Please click the following