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Heidi Johnson, Realtor, ePro Certified & Notary is Proudly Serving the Houston, Texas Area & the Surrounding Suburbs. Personalized Customer Service for YOU! Call/Text 832-603-9111 or email: eprohomes1@gmail.com. Call me now.

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Frequently Asked Questions (FAQ)

 
 
Q: What is an UMBRELLA POLICY? 
A: Think of it an an extra coverage.  Excess liability insurance. Normally includes coverage for personal injury in your home or property. Also, if your in an accident in your boat, recreational vehicle, snowmobile, or auto it covers the injured. 
Click here   for more information!
 
Q: When the house is going to close, does both my spouse and I have to attend the closing?
A: If your spouse cannot attend, you need to ask your closing attorney or title company to draft their approved version of a POWER OF ATTORNEY to be signed by your spouse not able to attend.  It must be notarized to be valid.  The one attending the closing MUST present the ORIGINAL Power of Attorney.
You will then sign for you and the other party. 
 
Q: What Does HOME STAGING mean?
A:  Home staging is the act of preparing a private residence prior to going up for sale in the real estate marketplace. The goal of staging is to sell a home quickly, and for the most money possible by attracting the most amount of potential buyers.1

Home staging focuses on improving a property to make it appeal to the largest amount of buyers by transforming it into a welcoming, appealing, and attractive product for sale. Staging often raises the value of a property by way of reducing the home's flaws, depersonalizing, de-cluttering, cleaning, improving condition items, and landscaping. For vacant homes, rental furniture is used to create a living space the buyer could "see" themselves in. Properly executed staging leads the eye to attractive features while minimizing flaws.

Staging is the crucial step needed to help a buyer connect with a listing and visualize themselves living in the home.  Staging showcases the house in the best possible light.  After all, we never get a second chance to create a great first impression so it is imperative that the house is “dressed to impress.”

Home staging is in the end all about marrying the art of good interior design with the science of human decision-making and consumer behavior.

 

 

Q: How are CAPITAL GAINS treated?

A:The Taxpayers Relief Act of 1997 established the exclusion of capital gains on the sale of the principal residence.  Married homeowners, who file jointly, may exclude up to $500,000 from capital gains tax for profits on the sale of a principal residence.  Single filers may exclude up to $250,000 from capital gains tax for profits on the sale of a principal residence. 

 

Homeowners, whose gain exceeds the maximum for exclusion, must pay tax on the amount over the exclusion.  The exclusion can be taken more than once.  However, the home must have been used as a principal residence for two of the preceding five years.  The rule does not apply to second homes or vacation property. Check on this as the government is trying to change it.  Here is the IRS.gov website with more information. Click here or you can call the IRS at: 800-TAX-FORM  (800-829-3676) during regular business hours.



 

 

** just starting this area.